Call Today: (612) 474-3777


Land
Hard Money Loans

Investors and Homeowners can apply for hard money loans through AFI for their residential real estate needs.

Hard Money Loan Inquiry

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Development Loans

AFI offers construction hard money loans, short-term for utility improvements, new building construction, or redevelopment. Like other hard money loans for construction or renovations, loan terms are typically 9-18 months where a portion of funds are distributed at closing to finance lot acquisition or paying off existing debt, and the rest are held in escrow.

APPLY
Loan to Value
“As Is” Up to 80%*, “After Repaired” Up to 75%*
Loan to Cost
Max 85%
Loan Amount
$10,000 to $50M+
Loan Term
Up to 5 Years
Loan Amortization
Up to 30 year
Loan Fees
2 to 8 points
Loan Costs
2% - 5% of Loan Amount*
Interest Rates
6.5% - 25%
Equity Fee
Not Typically but may be required or can be used to reduce interest rate
Lien Position
First Mortgage
Debt Service Ratio
≤1.0 ; 1.25 Stabilized
Property Type
Residential or Commercial
Doc Review Fee
$500 (Paid Up front – This will not be waived)

Lot and Acreage Loans

A Land Loan/Lot Loan can be secured by a piece of raw land, acreage or developed land/building lot. Private Money Lenders and Hard Money Lenders make Land Loans and Lot Loans by looking to the strength of the land, acreage or development lot pledged as security for the loan, rather than the borrower’s financial condition and credit scores. Higher loan to value may be offered for income providing properties including farms, parking lots, and fair grounds.

APPLY
Loan to Value
Up to 50%
Loan to Cost
Max 50%
Loan Amount
$10,000 to $2M+
Loan Term
Up to 36 Months
Loan Amortization
Interest Only up to 10 years
Loan Fees
3 to 10 points
Loan Costs
2% - 5% of Loan Amount*
Interest Rates
8% - 25%
Equity Fee
Not Typically but may be required or can be used to reduce interest rate
Lien Position
First Mortgage
Property Type
Must be buildable
Doc Review Fee
$150 (Paid Up front – This will not be waived)

- Loan Products -

Apply for a Loan Today

Fill out our quick pre-approval form and we'll handle the rest!
APPLY NOW

General Loan Terms

No Loan Size Limits

Rates from
5.25%

Loan to Value
Up to 70%

Terms Up to
30 Years

We have some of the most favorable commercial and residential hard money loan terms in the industry and understand how important it is to offer our clients affordable terms. Our customers can count on never having to be penalized for paying off a loan early or be hassled with “junk fees” and ridiculous terms. Call or apply now and see just how great our hard money loan terms are. It’s fast, easy and most important- free!

A Leading Hard Money Lender

Assertive Funding, Inc. (AFI) is a real estate, investment and banking firm headquartered in Minneapolis, MN with over $100 million in closed transactions since 2004, and is know for it's Creative Lending and Asset Negotiation.

- How It Works -

Apply

Fill out a quick online form, and we'll take it from there

Approval

Once we have approved your appliction, we will send you an easy to read offer disclosing the full terms of your loan.

Get Funded

Once your offer is accepted you should receive your funds directly to your bank account in a matter of days, instead of weeks in a typical lending scenario.

Make Payments

Make your payments on a monthly basis to us from a variety of options.

Ready? Apply for a Loan Today

Fill out our quick pre-approval form and we'll handle the rest!
APPLY NOW

Contact Us

Assertive Funding, Inc.

IDS Center
80 South 8th St
Suite 900
Minneapolis, MN 55402

P: (612) 424-3777
F: (952) 400-8922
E: info@assertivefunding.com

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Call Today: (612) 474-3777